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ROI Calculator
Absolute and annualized return on any investment.
About this calculator
Calculate total return, absolute gain, and CAGR (Compound Annual Growth Rate) for any investment — stocks, mutual funds, property, or gold.
Results are estimates for education only. Product suitability and premiums depend on insurer underwriting and market conditions.
Inputs
Investment values
Understanding ROI Calculator
Return on Investment (ROI) and CAGR help you judge whether an investment actually performed well after adjusting for time. Absolute gain alone can be misleading for multi-year holdings.
How this calculator works
Enter initial investment, final value, holding period, and any additional money invested along the way. The calculator shows absolute gain/loss, total ROI, and annualised CAGR.
Example
₹1 lakh growing to ₹1.8 lakh in 5 years is a strong absolute gain; CAGR tells you the smoothed yearly growth rate for fair comparison with other options.
Practical tips
- Compare CAGR with inflation to see real returns.
- Include all costs (exit loads, taxes) for a realistic picture.
- Do not judge equity funds on less than 3–5 years typically.
Limitations
CAGR assumes smooth growth and does not show interim volatility.
Need help applying these numbers to your situation? Request a free consultation with Smart Wealth Hub, or explore our financial services.